Mortgage Remedies, Debt Collection and Contract Enforcement

A boutique Toronto law firm serving
clients across Canada since 1987

Solutions For Debt Collection And Mortgage Remedies

The lawyers at Papazian | Heisey | Myers have decades of experience helping banks, trust companies, credit unions and other financial institutions as well as private clients throughout Toronto and Ontario collect outstanding secured and unsecured debts including mortgage loans, secured and unsecured retail loans and equipment leases in default.


In most cases, a variety of creditor remedies exist, each with its own advantages, timing and opportunities. Our role as strategic advisors is to assess the unique needs of your case and match them with the most appropriate option to gain the best recovery possible.

By moving beyond simple demand letters, but before precipitously commencing a claim in the Courts, we can draw on a range of options that are both expedient and cost-effective. We have extensive experience investigating debtor assets that have been fraudulently hidden or transferred. We also act as counsel to trustees in bankruptcy and for creditors whose debtors are abusing the bankruptcy system in an effort to evade repayment.


Our practice also includes assisting private and institutional mortgage lenders in collecting residential, commercial and industrial mortgages and their consumer loans that are in default. We can advise you on the most appropriate enforcement route from a variety of options, including:

  • powers of sale
  • foreclosure actions
  • debt collection and possession litigation
  • motions for judgment
  • injunctions and extraordinary remedies


Our lawyers are ready to assess your debt collection or mortgage remedy needs and if we accept your retainer, we will be pleased to provide you with options and a viable plan of action. Call +1.416.601.2701 or reach us by email.

Seth D. Freedman


Assistant: N/A

Email N/A


Michael S. Myers


Assistant: Margie Yeomans


James S. Quigley

416-601-2712 416-601-1818

Assistant: N/A

Email N/A