A boutique Toronto law firm serving clients across Canada since 1987

Michael S. Myers

    Toronto, Ontario, Canada



Michael began working with Barry Papazian, Alan Heisey and Ben Forrest in 1992 and the four of them formed Papazian Heisey Myers as founding partners in 2001.


  • founding partner of the firm
  • 40+ years’ experience practicing law in Ontario
  • current practice focuses on debt collection and other contract enforcement – which combines the law of contract with commercial litigation strategy and uses the latter as a tool to assist in the settlement of business and non-business contract disputes
  • underlying this somewhat unique focus is Michael’s detailed knowledge of the law of contract formation, contract default, contract enforcement and contract remedies of all kinds stemming from decades of experience involving all aspects of real estate based commercial law, when acting for landlords, tenants, borrowers and lenders
  • frequent appearances in Toronto’s Commercial Court has allowed Michael to appreciate the nuances of the Bankruptcy and Insolvency Act of Canada and to use that legislation to successfully obtain significant payments from bankrupt individuals who have attempted to hide behind bankruptcy protection after improperly dissipating and fraudulently transferring assets to friends, family and business partners
  • Michael uses the voting procedures in consumer and business proposals to increase payables to creditors, and has successfully litigated Court approval of proposals to increase recovery to creditors
  • written extensively and given seminars explaining the operation and effectiveness of the 'transfer at undervalue' section (96) of the Bankruptcy and Insolvency Act of Canada

Current Practice

  • Michael regularly acts for a major Canadian bank and is one or two lawyers responsible for its residential mortgage enforcement portfolio in Ontario and as well as collecting this institution’s retail indebtedness in Ontario and Western Canada
  • Michael now represents both private mortgage lenders and real property owners helping both sides with power of sale and foreclosure issues
  • Michael also acts for various equipment financiers and assists them in their equipment lease enforcement and collection activities
  • Michael has expanded his debt collection practice into the Bankruptcy field and now accepts retainers from Trustees in Bankruptcy
  • Michael has unique experience dealing with fraudulent debtors and the implications that has on Bankruptcy Proposals and Bankruptcies in general. Michael manages and strategizes fraudulent litigation actions for creditors and Trustees in Bankruptcy
  • Michael has also successfully dealt with OPCA litigants and other 'internet-based debt elimination' individuals including the Freemen of the Land and Anti-Taxers


  • York University, Osgoode Hall Law School, North York, Ontario, Canada - 1978
  • York University - 1997
    Major: Mathematics
  • University of Western Ontario
    B.S., Bachelor of Science - 1976

Published Works

Representative Cases

Representative Clients

  • Doka Canada Ltd.
  • CIT Financial Ltd.
  • Westminster Savings Credit Union


  • Co-chair (since 2009) of the Law Society of Ontario’s "Six Minute Debtor-Creditor and Insolvency Law" seminars
  • Speaker at the Law Society of Ontario’s “Six-Minute Business Lawyer Seminar”, June 2016 (Debtor-Creditor: Tips for Helping Your Clients Get Paid in a Challenged Economy)
  • Speaker at the Law Society of Ontario’s “Six-Minute Business Lawyer Seminar”, June 2017 (Judicial Expansion of the Concept of Arm’s Length Transactions under the Bankruptcy and Insolvency Act)
Bar Admissions
  • Ontario, 1980
  • Power of Sale, Foreclosure and other Debt Collection matters
  • Bankruptcy and Insolvency Law
  • Commercial and Residential Secured Lending, Security Enforcement and Debt Collection
  • Real Estate and Business Law